Disabilty Insurance, Income Protection or Paycheck Protection

  • Disability Insurance, Income Protection, or Paycheck Protection, provides a monthly benefit if you are unable to work due to an accident or a sickness. 
  • This insurance concept of income protection is to replace a percentage of your income when you are hurt or sick and your income (paycheck) stops. 

There is no “one” plan for everybody

  • There is no “one” plan for everybody.  You can create a plan based on what percentage of income you want to replace (typically 60%), when you want the benefits to begin and how long you want the benefits to last. Each of these decisions has an effect on your cost along with other factors such as age, sex, occupation and smoker status. 

To Review a non obligation proposal and online appliction kit..click the bottom below...